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Please read these terms of service and use carefully before using this Website 'Coalition Analytics Platform (CAP)' ("Website"). These terms and conditions (hereinafter "Terms") as set forth below, govern the User's (hereinafter "You" or "Your" or "User") access to and use of the Website and Coalition's reports and services ("Services"). By using this Website, the User hereby agrees and accepts and shall be deemed to have agreed to be bound by the Terms set forth below. By accessing or using the "Website", the User has signified their assent to be bound by the Terms and all the policies prescribed by Coalition Development Limited ("Coalition") (Including the Cookie policy (https://www.crisil.com/en/home/crisil-cookie-policy.html) and Privacy policy (https://www.crisil.com/en/home/crisil-privacy-notice.html). If these Terms conflict with any other document, these Terms shall prevail over the said document for the purposes of usage of the Website and the product. Any User who wishes not to be bound by these Terms should immediately cease accessing, browsing or using this Website.

By continuing to use the site You acknowledge and agree to accept these Terms. The User acknowledges that they are aware and understand the Terms in its entirety and further understand all risks associated with the use of the Website.

This document is an electronic record. This electronic record is generated by a computer system and does not require any physical or digital signatures.

By registering on the Website, You shall be deemed to have contracted with Coalition and have agreed to be bound by the Terms and Conditions herein contained, including the various policies incorporated by reference in these Terms.


We store and process information of the User on computers that may be protected by physical, as well as reasonable technological security measures and procedures. If you object to Your Information being transferred or used in accordance with our Privacy Policy, available on the Website, please do not use the Website.

On accessing this Website, the User, agrees and acknowledges that their personal data and information will be collected, and their usage and access to the Website will be logged, tracked and analysed, and the User consents to the same. In the event the User does not accord their approval for such collection and storage of information, the User shall immediately cease accessing the Website and intimate Coalition of the same.

In respect of collecting and handling personal sensitive information and data, Coalition represents that:
  1. Any information collected on account the User's usage of the Website is for a lawful purpose connected with the Services provided by Coalition or its Affiliates;
  2. The collection of the sensitive personal data or information is considered necessary for that purpose.
  3. Coalition shall hold the sensitive personal data or information, and shall retain that information for a minimum period as required under any other law for the time being in force.
  4. The information collected shall be used for the purpose for which it has been collected.
Coalition may disclose personal sensitive information and data to any government or statutory authority as required under law, and to prepare and generate reports and information that Coalition may be obliged to file on a periodic basis under law, including suspicious transaction reports, reports to credit information companies and the like.

With respect to any individual whose personal information is provided by the User to Coalition, the User represents to Coalition that they have obtained all necessary consents for the processing of such personal information contemplated by the Services. By providing the name and contact details of the personnel, the User authorises Coalition to communicate on the registered email ID, mobile and /or phone number in relation to the Services and / or related to the User's Account. By using the Website and/ or by providing information, the User consents to the collection and use of the information disclosed on the Website by Coalition in accordance with its Privacy Policy. Coalition's Privacy Policy is available at [https://www.crisil.com/en/home/crisil-privacy-notice.html].


The User shall not input or upload to the Website any data / information that may contain viruses, Trojan horses, worms, time bombs or other computer programming routines that are intended to damage, interfere with, intercept or expropriate any system, the Website or Information or that infringes the Intellectual Property rights of another.

The User shall not use or access the Website or the Coalition Systems or Services in any way that, in Coalition's judgment, adversely affects the performance or function of the Coalition Systems, Services or the Website or interferes with the ability of authorised parties to access the Coalition Systems, Services or the Website.

The User shall not frame or utilise framing techniques to enclose any portion or aspect of the Content or the Information, without the express written consent of Coalition.

The User shall not without a prior expressed consent of Coalition, take or attempt any action that, in the sole and absolute discretion of Coalition, imposes or may impose an load or burden on the Website by use of web-crawler or any similar and /or automated technique or otherwise to pull or scrape data and / or information from the Website or any system related to the Website.

The User shall not use the Services for any illegal purpose, for the violation and / or facilitation of violation of any law or regulation, or in any manner inconsistent with these Terms.

The User agrees to use the Services solely for internal use as may be permitted by Coalition and not for resale, redistribute or to use, transfer, distribute, or dispose of the Contents or any Information available on or through the Website in any manner not expressly permitted by Coalition and in any manner that could compete with the business of Coalition or any of its suppliers or otherwise violate any applicable laws.

The User shall not copy, reproduce, recompile, decompile, disassemble, reverse engineer, distribute, publish, display, perform, modify, upload to, create derivative works from, transmit, or in any way exploit any part of the Services, except otherwise specifically permitted by Coalition in writing.

The User shall not input, distribute, upload, post, email, transmit or otherwise make available any content or information through the Website that:
  1. is promotional in nature, including solicitations for funds or business, without the prior written authorisation of Coalition, or constitutes junk mail, spam, chain letters, pyramid schemes or the like;
  2. is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libellous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;
  3. The User does not have the right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of the User's contractual relationships or under nondisclosure agreements);
  4. infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;
  5. contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware, or telecommunications equipment;
  6. is harmful to minors;
  7. is false, fraudulent, incorrect, misleading, misrepresentation of any sort or
  8. Constitutes the personally identifiable information of any other person that such person has not authorised the User to disclose.

All content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such Content.

The User may not use any of the trademarks, trade names, service marks, copyrights, or logos of Coalition in any manner which creates the impression that such items belong to or are associated with the User or are used with Coalition's consent, and the User acknowledges that he has no ownership rights in and to any of such items.

The User may not interfere with nor attempt to interfere with or otherwise disrupt the proper working of the Website, whether directly or otherwise. The User shall not violate the security of the Website in any manner whatsoever. Unauthorised individuals attempting to access restricted areas of the Website or authorised user access may be subject to prosecution.

Coalition holds the complete right to de-activate any User on its own accord if the User is suspected or found to be from competition engaging or trying to engage in any malicious activity.


The User agrees that Coalition may, at its sole and absolute discretion, may terminate or suspend the User's account including but not limited to the User's use of the Website, the Coalition Systems, Information, Services and Content at any time, even if access and use continue to be allowed to others. Upon such suspension or termination, the User must immediately (a) discontinue the use of the Website. Accessing the Website, the Coalition Systems, Information or Services after such termination, suspension or discontinuation shall constitute an act of trespass. The User further agrees that Coalition shall not be liable to the User or to any third party for any termination or suspension of the User's access to the Website, the Coalition Systems, Information and/or the Services.


The User acknowledges and agrees that Coalition makes no representations about the results that may be obtained from using the Website, Coalition systems, Services, information or content. The use of same is at the risk of the User. Coalition does not warrant that the use of / access to the Website Coalition systems, services, information or content shall be uninterrupted or free of errors or viruses, worms or "trojan horses," or any other harmful, invasive, or corrupted files. The web site, Coalition systems, information, services and content are provided on an "As is" basis. Coalition, its licensors, and its suppliers, to the fullest extent permitted by law, disclaim all warranties, whether express or implied, statutory or otherwise, including but not limited to, the implied warranties of merchantability, non-infringement of third party rights, and fitness for a particular purpose. Coalition and its affiliates, licensors and suppliers make no representations or warranties concerning the accuracy, adequacy, completeness, security or timeliness of the content, information or services provided on or through the use of the Website or the Coalition systems. No information obtained by the User from the web site shall create any warranty not expressly stated by Coalition in these Terms.

You agree and acknowledge that the limitations and exclusions of liability and warranty provided in these Terms are fair and reasonable.

The content on the Website is not an offer to sell or an offer to purchase or subscribe for any investment in any securities, instruments, facilities or solicitation of any kind or otherwise enter into any deal or transaction with the entity to which the content may pertain to. The content should not be the sole or primary basis for any investment decision or otherwise. The Users are required to exercise their discretion in making any decision and rely on their own judgment and / or take their own professional advice.

The User acknowledges that, although the internet is often a secure environment, sometimes there are interruptions in service or events that are beyond the control of Coalition, and Coalition shall not be responsible for any data lost while transmitting information on the internet. While it is Coalition's objective to make the Website accessible 24 hours per day, 7 days per week, the Website may be unavailable from time to time for any reason including, without limitation, routine maintenance. The User understands and acknowledges that due to circumstances both within and outside of the control of Coalition, access to the Website may be interrupted, suspended or terminated from time to time. Coalition shall have the right at any time to change or discontinue any aspect or feature of the Website, including, but not limited to, content, hours of availability and equipment needed for access or use. Further, Coalition may discontinue disseminating any portion of information or category of information, may change or eliminate any transmission method and may change transmission speeds or other signal characteristics.

While every effort is made to ensure security, Coalition does not guarantee that there will be no errors in the contents of this Website, nor does it preclude the possibility of cyber-attacks that result in the altering of the content. Coalition disclaims any liability for errors and omissions or for any damages accruing from the use of this site or its contents.


Services provided by Coalition shall be considered proprietary information, ownership of which shall always remain with Coalition Limited. The User shall be fully responsible for maintaining confidentiality.

The User shall not directly or indirectly transmit, broadcast, redistribute, transfer, publish, disclose, display or disseminate the Services or any part of the data, information, and images etc. which constitute the Services to any other person or entity, in any form or by any means.

Reproduction of Services in any external documents requires prior written consent from Coalition on payment of an appropriate fee if applicable depending on the type and extent of the content to be reproduced.

Unauthorised re-production or re-distribution of the Services provided by Coalition and contents of the Website are prohibited. The User shall be liable and responsible for any breach.


The User acknowledges that Services and all components are the property of Coalition. The User shall not acquire any title or ownership of Services or any part thereof.


The User shall take all necessary steps to maintain the confidentiality of Services and to protect the proprietary rights and confidential information of Coalition and not disclose it to any third party for any purpose (except under an order of the court or statutory / regulatory body) without the prior written consent of Coalition.

Coalition will use the public IP address of the User for the authentication processes required at its end and for the purpose of provision of the services.


Under no circumstances, including but not limited to negligence, shall Coalition, its suppliers, agents, directors, officers, employees, representatives, successors, or assigns be liable to the User for any indirect, incidental, consequential, special, punitive, or exemplary damages even if Coalition has been advised specifically of the possibility of such damages, arising from use of or inability to use the services or any links or items on the services or any provision of the Terms, such as, but not limited to, loss of revenue or anticipated profits or lost business or loss of data. To the extent permitted by applicable law and to the extent that Coalition is otherwise found to be responsible for any damages, Coalition shall be responsible for direct and actual damages only, and Coalition's aggregate maximum liability to the User for all damages, losses and causes of action (whether in contract or tort, including but not limited to, negligence) shall not exceed $1000 (one thousand US dollars).


All disputes here under shall be governed by the laws of England and Wales and the courts of London, England shall have the non-exclusive jurisdiction to settle all matters in relation to these Terms.